How to Make a BCA Credit Card for ACC Speed
Few people think that how to make a BCA credit card is so difficult. BCA is the largest private bank in Indonesia. In the community, bcA is growing into the best private bank year after year in terms of products, services and more.
BCA provides various services and products, one of which is a credit card. Among the different types of credit cards offered by banks, it can be said that credit cards from BCA have many enthusiasts. Even on a daily basis, there are people who are interested in applying for a BCA credit card.
Credit card nowadays is like a menjandin need, especially in masa as it is now, compared tokan by making cash payments, payingwith a credit card is considered more fun and practical. We just have to pay the whole bill at the end of the month.
Even for business people, credit cards are very helpful, because they can be used to purchase goods for production needs first, andat the end of the month simply make a payment according to the amount of the bill. If you are increasingly interested in using a BCA credit card, here’s how to make a BCA credit card and complete information.
Advantages of having a BCA credit card
Having a BCA credit card will certainly provide various advantages compared to credit cards from other banks. The first advantage is that you can enjoy a very competitive interest rate on the loan. All BCA credit cards you use, be it Visa or Master Card, have very attractive interest rates.
Secondly, you are free to shop abroad. You can shop abroad using your BCA credit card safely and securely, besides, the exchange rate held by this credit card is very low. BCA even provides BCA Travel Service to help you during your holidays abroad.
Thirdly, payments are received in real time. If you make a credit card payment using a BCA ATM, BCA by phone orusing ber as a bcA transaction function, automatically the amount of the limit you have immediately increasesduring this time, even if you makepayments on holidays.
Fourthly, it has a very wide trade network. How to make a BCA credit card is so in demand, one of which is due to this advantage. The retail network owned by BCA credit cards is very wide, even served by more than 1200 branches scattered throughout the country. BCA cooperated with up to 6500 merchants.
Types of CC BCAs You Should Know
BCA provides a wide selection of credit card types and is broken down by payment. In addition, the limit of this credit card is also different, so you can adjust it to your needs and income. Here is more information about choosing BCA credit card types:
- BCA card. Several cards that are included in the BCA card type, such as the Daily Card. The limit of this card is 3 million IDR and has an annual fee of 125 thousand IDR. There is also a Platinum card with a limit of 20 million IDRs and an annual fee of 250 thousand IDRs. Finally, there is the Indomaret Card with a limit of IDR 3 million and an annual fee of IDR 125 thousand. How to make a BCA credit card is quite easy.
- BCA Mastercard. In the BCA Mastercard type, the platinum type has a limit of 20 million IDRs, while the annual fee is 450 thousand IDRs, the Black type has a limit of 20 million IDRs and an annual fee of 450 thousand IDRs, finally Matahari Mastercard, a limit of 3 million and an annual fee of 125 thousand IDRs.
- Visa Batman has an annual fee of 125,000 IDRs and a limit of 3 million IDRs, a Visa Black limit of IDR 20 million and an annual fee of IDR 450,000, a Singapore Airlines visa, an annual fee of IDR 500,000 and a limit of IDR 20 million. How to make a BCA Black credit card is quite difficult, but the given limit is large.
- Types of BCA JCB Card. Types of BCA JCB Card are divided into 2 types, namely Nationwide Privileges and World Privileges. This credit card product is actually a special product, so that information about annual fees and card limits, you can contact BCA directly.
How to make a BCA credit card
Before making a credit card with a BCA, you must make sure that you have met the various requirements set by the BCA, such as the minimum age of the card applicant is 21 years and a maximum of 65 years, and then the minimum monthly income is Rp. 4 million, and for some cards at least Rp 3 million.
Documents that need to be prepared when you want to apply for a card, such as ID cards, a certificate of income for employees and specialists. If you are self-employed by profession, you must attach a financial statement. In addition, other files, such as photocopies of savings accounts. NPWP, a professional license for those of you who work as professionals and an act of doing business for the self-employed.
If all sorts of documents are complete, how to make a BCA credit card can be done online and offline. If you want to apply online, you can go through the BCA website directly or through financial services that have worked with BCA.
If you decide to apply for a credit card offline, you just need to visit the nearest BCA branch by bringing various documents. Later, customer service will help you process your card application. Fill out all the forms provided by customer service, make sure you fill them out completely. So that the card can be processed faster.
Tips for Accepting BCA Credit Card Applications
Although it is very easy to create a BCA credit card , in order for a credit card application to be accepted, you must meet different conditions. You must fill out all the documents required by the bank. In addition, make sure that the required documents are in line with your needs so that your application can be processed quickly.
Second, make sure you have a good credit history. BCA Bank certainly does not want to accept applications if you have a bad credit history. So make sure you don’t have installment arrears or an unprofitable credit history for at least the last 6 months. If you still have installments, make sure you pay on time.
Thirdly, the income corresponds to the criteria required by the bank. It is explained that the minimum income must be 3 million IDRs, and some cards have 4 million IDRs. Make sure your income is adequate. Some types of work can be quite risky, if so, you can start saving with BCAs so that there are enough savings there.
fourth, have sufficient savings in your BCA account. In fact, it will be easier if you have enough money in your BCA account or you have been a BCA customer for many years. By becoming a loyal customer, the bank will of course consider your application well.
A BCA credit card can indeed be the best choice for those of you who want to have a credit card with professional and complete service, especially since the offers delivered every month are very attractive. How to make a BCA credit card is also very easy and the process is very fast, so what are you waiting for.